PRIVACY POLICY
PRIVACY POLICY
Site" refers to this Internet web site (http://www.promortgagefunding.com) and its related services. "You" or "User" refers to a registered user of this Site. "Pro Mortgage Funding" or “PMF” or “Pro Mortgage Funding LLC” or "We" refers to Pro Mortgage Funding LLC.
This Site contains links to other sites.
Pro Mortgage Funding is not responsible for the privacy practices of the content of any other Web sites to which We link or to which We are linked. We encourage You to read the posted privacy statement whenever interacting with any web site.
Pro Mortgage Funding takes its clients' financial privacy very seriously. During the course of processing your application, we accumulate nonpublic personal information from you and from other sources about your income, your assets and your credit history in order to allow us to make an informed decision about granting you credit. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
The Work Space
This area of the Site is for the benefit of Users. The private and shared Work Space areas of the Site help to facilitate communication and the exchange and sharing of information. The information contained in private work spaces shared between Users and Pro Mortgage Funding is not used for any purposes other than to facilitate communication and the exchange of information between the parties involved.
Information We Gather
Registration
If You register to use or provide services using Pro Mortgage Funding, we may collect and store information that specifically identifies You or your account ("Personally Identifiable Information"). The required information may include your User ID, password, first name, last name, business name, address, city, state, zip/postal code, phone, fax, email and website address. We may, in the future, include other optional requests for information from You, to help us to tailor the Site for You and deliver personalized information to You.
We may disclose the following kinds of nonpublic personal information about you: (i) information we receive from you on applications or other forms such as your name, address, social security number, assets and income; (ii) information about your transaction with us, our affiliates or others such as your payment history or loan balances; and (iii) information we receive from a consumer reporting agency such as your credit worthiness, credit score or credit history.
We collect information from employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.
If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of these disclosures, that is, you may direct us not to make disclosures (other than disclosures permitted by law).
Online Surveys and Contests
Pro Mortgage Funding. may conduct online user surveys to collect information about our Users preferences. These surveys are optional and if You choose to respond, your responses will be kept anonymous. Similarly, we offer contests to qualifying Users in which we ask for contact and demographic information such as name, email address and mailing address.
Automatically Gathered Information
Pro Mortgage Funding automatically collects your browser type and browser software version to tailor the presentation of the services to your platform and to maintain a record of your activity on the Site. Pro Mortgage Funding may also use cookies to enable users to specify unique preferences and to track user trends and patterns. Users always have the option of disabling cookies via their browser preferences. If You disable cookies on your browser, please note that some parts of our Site may not function as effectively or may be considerably slower. As an automatic process, our web server software records a log file of IP addresses that access the Site. We also collect IP address information but do not ordinarily link IP addresses to Users Personally Identifiable Information. However, We can and will use IP addresses to identify a User when We, in our sole discretion, determine that it is necessary to enforce compliance with our Terms and Conditions of Use or to protect our service, Site, customers or others.
Your Public Profile
As part of registration, You may be required to provide contact information such as name, address, city, state, zip, phone, fax and email address, some of which can be displayed to other users of our service in an effort to simplify communication between members.
How We Use Information
Registration Information
We use Personally Identifiable Information for our own internal purposes including contacting You via email to inform You about updates to our services and providing You with other information that we deem necessary. We reserve the right to disclose your information as required by law. We do not rent or sell our Users Personally Identifiable Information to third parties.
Advertising
At this time we do not display banner advertising on our site, but we may send You email communications including information that we think may be of interest to You. You may opt out of receiving these promotional email communications, either when You register to become a Member, or at any time thereafter by contacting us.
Demographic Information, Surveys and Contests
The demographic information that Pro Mortgage Funding collects in the registration process and through online surveys may be used to help us improve our services to meet the needs and preferences of our Users. This may include targeting advertising to You about our services. Information we gather through a contest may also be disclosed to third parties as necessary for prize fulfillment and other aspects of any contest or similar offering.
Comments Submitted by Users
Pro Mortgage Funding constantly seeks to improve the quality of the services We provide and the User experience on the Site. We value your input and encourage You to help us expand and make improvements to the Site by providing Us with any thoughts or comments You might have regarding our services or the operation of the Site. You can submit any comments by contacting us. If You provide this information, we will only use it to acknowledge or respond to your comments. In certain circumstances, we may ask for your permission to post your comments in marketing or promotional materials.
Security
We will use commercially reasonable methods to keep Personally Identifiable Information securely in our files and systems. Please note that with current technology, we cannot guarantee the security of your data as it travels over the Internet.
How We Respond To Browser Do Not Track Requests
Pro Mortgage Funding and other parties not affiliated with us may collect Personally Identifiable Information about your online activities over time and across different websites when you use our website or the services offered on our website. Industry standards regarding how to handle “Do Not Track” requests from web browsers are still evolving and there is currently no set of industry standards for handling such requests. As such we may not separately respond to or take any action with respect to a “do not track” configuration set in your internet browser. At this time, we do not have any protocol in place that allows you to opt-out of internet tracking. If you have any questions regarding our internet tracking methods please contact us.
It is important to note that we care about your security and privacy. No data transmission over the Internet or any wired or wireless network can be guaranteed to be 100% secure. Pro Mortgage Funding recommends you do not send any confidential information such as account numbers and Social Security numbers and/or nonpublic personal information via email. You can also call us instead or send the information by fax or regular U.S mail. If you choose to send confidential information and/or nonpublic personal information to Pro Mortgage Funding via email, you accept all risk that such information may be intercepted by a third party.
Correcting/Updating/Deleting Your Information
To correct, update or delete your information, please contact us.
We save your Personally Identifiable Information unless you request deletion. If you request
deletion, your Personally Identifiable Information cannot be recovered. You may continue to
receive email communications for a short period of time until we have updated all of our
databases. After deletion, your Personally Identifiable Information may remain on our archived
database and records for a reasonable time as residual information. We will not use this
residual information. Notwithstanding the above, we will maintain information on Users who
have been removed for violating our Membership Agreement.
Pro Mortgage Funding reserves the right to modify this Privacy Policy at any time without notice. The most current version of the Policy is available to all by clicking on the link at the bottom of this Pro Mortgage Funding Website. By continuing to use the Website and the services offered through the website itself, after the date of any change to this Privacy Policy, including accessing the Website itself, you agree and acknowledge acceptance of the Privacy Statement in its most current version.
Contacting Us
If You have any questions about this Privacy Agreement or the practices of this Site, you may contact us at:
Pro Mortgage Funding
43422 W Oaks Dr. Suite 421
Novi, MI 48377
Phone: (248) 709-9690
Fax: (866)-377-6755
Terms of Use
Legal Disclaimer
We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.
The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.
Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.
Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.
Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.